CloudPayments is a Designer IT-solutions for the e-commerce market.
Every partner receives the most comprehensive set of key technical options allowing to create a customer-centric payment system on site or in mobile application.
Partners are allowed to receive payments in roubles and in other world currencies.
CloudPayments payment service also offers
a number of unique high-tech solutions for your business:
Payment form block (Widget or iFrame)
Displayed in a separate floating window on top of all other elements. This option is relevant for online shopping, as it keeps the customer's attention.
Thus the buyer keeps a constant presence effect influencing the final decision about biuing goods or services. Placing this payment form on the site minimizes the number of steps required for payment.
Customer payment is made directly on the site without any redirects to processing company site. Payment form requires only the essential data needed for payment: card number, expiration date, CVV2 code.
Recurrent or periodic payments
Direct debiting of funds from the payer's bank card is configured automatically: client should agree to accept this service to enable it. Payment details are stored on the international card systems MasterCard / VISA level, a set money amount is debited to your account without additional the payer confirmation.
This option is particulary useful for projects with the set monthly fee. The amount specified in the client's instruction is withdrawn from the client's account on the fixed date without delays. Ensuring in-time payments for your customers will ensure in-time profit for you.
Bank card data is entered once and stored on the international card systems MasterCard / VISA level. Payment template is stored in the customer profile and all repeated purchases are made just by clicking "PAY" button.
Buyer can pay for the goods immediately, even without bank card at hand. This option is convenient for the client, both time-saving and stimulating for further shopping.
Easy integration: just one script for your site
Implementation of the new payment technology is as elementary as adding Google Analytics or Yandex Metrics counters to your site.
Payment form has a user-friendly interface, intuitive and easy way to enter customers billing data.
Accepting payments in roubles and other world currencies
The new technology opens up limitless opportunities for all e-commerce market participants. Payment service for websites and mobile application allows you to create the perfect interaction model for customers and Internet companies.
Multicurrency system allows you to accept electronic payments in roubles and other world currencies without additional fees for international transfer. Same rate and same agreement is used for all the VISA and MasterCard payments all over the world.
A customized payment page
Billing page adapts to your corporate identity.
Virtual "Booking" accepting payments is made in accordance with a custom website design and fits into the overall brand promotion concept.
Accepting payments without site integration
Payment invoices may be created without site integration. Moreover, you may perform transactions and conduct successful transactions on the Internet, you can even if you do not own the site.
Each participant is provided CloudPayments "My Account". In order to bill a certain amount is necessary to form an account and specify e-mail recipient. The client opens a letter straight from the mailbox on the link goes to the payment page, indicates the bank card details and clicks the "Pay". Within less than a second amount is deducted from the payer account and transferred to your account.
The amount needed is reserved for a certain period without being actually drawn. Funds are withdrawn from the card account only after confirmation of the payment and amount verification. In case when actual payment is less than the temporarily reserved one, only the right amount of money is withdrawn. The remaining sum is unblocked and remains at the buyer's disposal.
Useful for online stores that offer large purchases, virtual box-offices, and any Internet projects, where the goods are made to order or when 100% of your order price can't be confirmed at the time of purchase. Allowing the client to reserve money means less possible purchase cancellations.
Prepayments and instant refund
Multifunctional payment service allows you to receive an advance payment and instantly return the funds to the card account of the payer in the absence of goods or other unforeseen circumstances.
This option is particularly relevant for online companies that need time to confirm product availability. This way you are raising the level of customer trust and provide a successful trade.
Support long ptr
Detailed information about plane and train tickets or payments of public services allows to reduce the fees for 40% or even more.
Payment progression control
Extended information about time, order number, user ID, IP address, country of the card issuing bank and many other parameters acquired in real time mode.
To diversify the actual payments we offer multi-acquiring functionality, which allows you to interact simultaneously with a large number of banks. You may choose the bank that offers the most favorable conditions for your transactions.
Multi-acquiring can significantly increase the number of transactions and the reliability of your online business through a guaranteed opportunity to make a payment at any time: if one bank can't accept the payment, the transaction will be handled by another bank.
CloudPayments increases the transaction flow
ensuring payments absolute security.
To protect customer data encryption is used at the transport layer - SSL/TLS and by RSA algorithm with a 2048 bit key at the application level.
System has its own "sewn-in" protection against fraudulent transactions, secured by its own anti-fraud system. It detects evidences of suspicious transactions and instantly blocks unauthorized payment from lost or stolen credit card.
PCI DSS Level 1
Payment service is safety-certified PCI DSS Level 1
No redirects to other sites
Eliminates the risk of losses during the transition from the shopping cart to the payments page, what results in high conversion rate, payments are made directly without any redirects to the processing center site. Credit card data is checked at the international payment systems Visa and MasterCard level in a fraction of seconds.
3D-Secure technology is a reliable way to prevent fraud. Depending on the type of business operations can be held without 3D-Secure.
Communication with the store's website uses terminal check/pay protocol:
- after entering card data in the widget payment gateway makes a request for payment verification (check),
- after payment processing a notification is sent (pay).
All payment gateway functions are available through a
RESTful API in JSON format.